Smokers not admitting to the habit on insurance forms
You risk losing your life and your cover - if you lie about smoking - on your insurance forms.
It's estimated that up to two out of every five smokers are lying on their life insurance forms in an effort to save on premiums.
A recent study from the AA found a sizeable discrepancy between the number of people who smoke, compared to the number of people who say they do.
Conor Faughnan is the AA's Director of Consumer Affairs and he says there's a vital lesson to be learned from the numbers:
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